All vehicles are one of each. All pre-owned or certified vehicles are used. A dealer documentary service fee of up to $150 may be added to the sale price or capitalized cost. All offers expire on close of business the day subject content is removed from website, and all financing is subject to credit approval. Prices exclude tax, title, and license. All transactions are negotiable including price, trade allowance, interest rate (of which the dealer may retain a portion), term, and documentary service fee. Any agreement is subject to execution of contract documents. It is the customer's responsibility to verify the existence and condition of any equipment listed.

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Get Online Pre-Approval for Financing in Bellingham, WA

Whether you’re looking to buy or lease your next vehicle, you can count on our team to help you find great financing options. We work with financial institutions, lenders and banks across the region and can help you find the right loan or lease for your budget. It’s easy to get the process started by applying to get pre-approved for financing using our secure application here.

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Apply for Financing at Smith Kia of Bellingham

At Smith Kia of Bellingham, we understand that finding the right financing for your next vehicle is an important part of the car-buying experience. That’s why we’ve made it easy to get started by offering an online finance application that’s fast, secure, and convenient. Just follow these steps to begin your car-buying journey: 

  1. Provide Your Contact Information: Start by entering your name, email, phone number, and address. 
  2. Enter Employment Details: Let us know about your current job and income to help us find the best financing options for you. 
  3. Tell Us About the Vehicle You Want: Whether you’re interested in a new or used model, tell us what you're looking for so we can assist you further. 
  4. Choose Your Preferred Method of Contact: Let us know how you'd like us to reach out to you—whether by phone, email, or text. 
  5. Submit Your Application: Review your information and submit your application for quick pre-approval. 

If you have any questions about the application or need assistance, contact our team in Bellingham, Washington. 

Explore Your Financing Options near Mount Vernon, WA 

Once you’ve applied for financing and received pre-approval, our finance center in Bellingham, WA will work with you to find the best options based on your needs. Whether you’re buying a new Kia vehicle, a pre-owned car, or considering a lease, we can provide tailored solutions to suit your financial goals. 

  • Competitive Interest Rates: At Smith Kia of Bellingham, we work to find you financing with the best terms available. 
  • Flexible Payment Plans: Choose a financing option that fits your monthly budget. 
  • Lease or Loan: Whether you’re interested in leasing or purchasing, we offer both options for your convenience. 

Get the Best Deal with Trade-In, Specials, and More 

Making the decision to purchase a vehicle is an exciting step, and at Smith Kia of Bellingham, we’re here to help you navigate the financing process with ease. To enhance your car-buying experience, we offer a variety of resources to help you get the most out of your purchase: 

  • Value Your Trade: Determine the value of your current vehicle and use it toward the purchase of your next car. 
  • Current Specials: Take advantage of our latest promotions to save on financing and vehicles. 
  • Schedule a Test Drive: Get a feel for your potential new ride by scheduling a test drive in Bellingham, WA. 

Start your journey today by applying for financing near Ferndale, WA, and get one step closer to driving off in the car of your dreams!

In connection with your transaction, Smith Kia of Bellingham may acquire information about you as described in this notice, which we handle as stated in this notice.

We may collect personally identifiable information such as name, postal address, telephone number, e-mail address, social security number, date of birth, etc. This personal information is collected and used by Smith Kia of Bellingham Credit Application staff for the purpose of facilitating a relationship or business transaction.

Our website resides behind a firewall and uses SSL (Secure Sockets Layer, the industry-standard security protocol used to communicate with browsers) to transmit personal information. Data is strongly encrypted during transmission to ensure that personal and payment information is secure. Industry-standard data encryption techniques are used to protect personal information.